Truck driving is the most dangerous occupation in the U.S., with 28.3 fatal injuries per 100,000 full-time workers in 2018.
COVERAGE
Auto Liability
This coverage protects you from claims for bodily injury and property damage to others caused by the use or operation of your scheduled commercial vehicle(s).
Different limits are available along with different deductible options depending on what fits your business best.
The total number of trucks registered and used for business reached 36.9 million in 2018.
COVERAGE
Physical Damage
We only work with the best insurance companies to provide this coverage so that you are properly covered. Physical Damage is made up of two separate items: Collision & Comprehensive coverage or Collision & Specified Perils.
Comprehensive coverage insures your vehicle for loss or damage from fire, theft, vandalism, malicious mischief and other miscellaneous perils as long as not specifically excluded in the policy. Specified Perils covers only what is specified or listed in the policy (not broad coverage).
Collision covers your listed equipment if damaged in a collision or upset of the vehicle.
Truck driving is the most dangerous occupation in the U.S., with 28.3 fatal injuries per 100,000 full-time workers in 2018.
COVERAGE
Workers Compensation
Required coverage for anyone with employees this provides coverage & benefits for employee job-related injuries or diseases as a matter of right (without regard to fault).
Truck driving is the most dangerous occupation in the U.S., with 28.3 fatal injuries per 100,000 full-time workers in 2018.
COVERAGE
General Liability
This special coverage provides insurance for bodily injury and or property damage to others, which arises out of your operation, but not caused by any automobile. Some examples may include misdelivery of goods, personal injury & advertising, etc.
Truck driving is the most dangerous occupation in the U.S., with 28.3 fatal injuries per 100,000 full-time workers in 2018.
COVERAGE
Excess/Umbrella
Excess (slightly difference from Umbrella Insurance) has become the more common option over Umbrella.
This provides coverage for losses in excess of your underlying liability insurance limits and is a “following form Excess Liability policy following the ‘scheduled’ underlying policy’s terms and conditions subject to the excess carriers terms and conditions.”
Which in layman’s terms means it only increases the limits of what is covered in your primary or underlying insurance, it does not fill in gaps of coverage or cover additional items not already covered.
Truck driving is the most dangerous occupation in the U.S., with 28.3 fatal injuries per 100,000 full-time workers in 2018.
COVERAGE
Cargo
Cargo provides coverage for damage to goods that are being transported by you under a bill of lading or shipping receipt. The limits of coverage can vary from $10,000 to $1,000,000, with broad coverages available.
Truck driving is the most dangerous occupation in the U.S., with 28.3 fatal injuries per 100,000 full-time workers in 2018.
COVERAGE
Bonds
Bonds vary in scope, but include State Highway Use Bonds, Broker Bonds (ICC Broker Bond), Contractors Bond, Waste Tire Bonds, ERISA Bonds and more.
- Garageowners’ Liability
- Terminal Coverage
- Brokerage Liability
- Non-Trucking Liability
- Non-owned Trailer/Bailee/Trailer Interchange
- Contigent Cargo
- Crime
- Errors & Omissions Insurance
- Special Wording
- Property
COVERAGE
Other Specialty Coverages-
- Combined Deductibles
- Hired Auto
- Hired Cargo
- Towing for Mechanical Breakdown
- Gap insurance
- Cyber Insurance
- Occupational Accident
- Employment Practices Liability Insurance
- Equipment Floater
- Garagekeepers’ Liability